Your Peace of Mind is My Priority!
1. Will using your service cost me anything?
My fees are paid by the insurance companies in the form of commissions. These are part of the premium amount you pay regardless of whether you buy coverage from me or not.
2. Do you offer the best prices?
Health insurance premiums are regulated by the California Department of Insurance. Whether you buy from me, another agent or directly from the health insurance carrier, you'll pay exactly the same premium for the same plan.
3. Why should I buy insurance from you?
I'll continue to help you!
See my Five Easy Steps to Personalized Service for details.
4. Which carriers do you work with?
All Carries listed below
5. Do you offer other kinds of products?
I also offer Life Insurance, Disability Insurance, Long Term Care, Vision Insurance, Dental Insurance, Critical Illness Insurance, Travel Insurance and Medicare Supplements.
Let's face it. Finding health insurance in today's market can seem impossible! With the passage of the Affordable Healthcare Act, there are now lots of options.
But you've got to know the options so you can choose the right coverage.
That's why Harmon Insurances Services is the best place to go.
I'll find the right coverage for you in five easy steps.
First, I'll go through the basics.
I'll explain health plan types, premiums, co-payments, deductibles and maximum out-of-pocket costs.
Second, I'll assess your specific needs.
I'll answer key questions regarding the importance of pre-existing conditions, cost savings for recurring prescription drugs, whether you need a plan that offers specific benefits and what to do if you want to keep your present doctor.
Third, I'll offer you the plan best suited to your budget and needs.
I'll choose it from a list of the most reputable insurance carriers in California.
Fourth, I'll guide you through the application process.
This is to make sure that you're approved as quickly and easily as possible.
Fifth, and most importantly, I'll continue to be available to you for the life of your plan!
I'll answer your questions, meet your needs and assist you in any way possible. I won't just sell you a plan and then forget about you!
You'll get personalized service in five easy steps.
That's what I mean when I say:
Your peace of mind is my priority!
Have questions about how the new Health Care Reform laws may affect you?
Need information about enrolling in Medicare?
I am an Individual Insurance Specialist on and off the Exchange (Covered California).
I am Health Reform Ready.
I'm keeping up with all the constant changes.
I'll cut through all the complexity and confusion
and do my very best to help you!